Worker's Comp Insurance in California Online...finally
Whether you're a new start-up business in California or
a season benefits professional, Worker's Comp in
California is an important concern to successfully protect your business without straining
your budget.
In a nutshell, that's our goal. We want to help
your company find the best rates for California Worker's
Comp that will not only protect you from risk but avoid
over-paying for coverage that's either not needed or
excessive in coverage or price. The cost for
California Worker's Comp is identical through us versus
any other avenue but by quoting your company's unique
demographics and history to multiple carriers, we are
able to get you the best coverage at the best rate.
That's our goal and it's our job so let's get started.
First, what is Worker's Comp and why does it matter to
your company?
It's
the Law for California Companies
California
Worker's Comp coverage is required in the State if you
have employees.
It's important to understand that first.
Other California company benefits such as health are
generally not mandated or required but Worker's Comp is.
California Worker's Comp is designed to address the risk
of injury or disability on the job for your company's
employees. What can happen if you don't have
a Worker's Comp California coverage? The greatest
risk is that you are liable for medical and other
expenses associated with an employee's job-related
illness and/or disabilities. In today's
world, this can run $1,000 or 10's of $1,000s. For
a small business, it can be ruinous and even for a
larger business, it runs the risk of severely impacting
financial stability not to mention other legal
ramifications and punitive effects. So how we
address these concerns for the lowest possible expense?
You need a third
party advocate to find the best value
This is
where you need an aggressive California Worker's Comp
agent to search
the market among various strong carriers. There's
always State Fund which is the California Worker's Comp
insurer of last resort for companies that are unable to
qualify with private carriers but that's just the start
of the process. We also take your company's
information and quote across a minimum number of
carriers to make sure you getting the best rate.
Based on our experience with business types and
California Worker's Comp history, we can quote the
carriers most likely to offer you a competitive offer.
This process of cross-quoting multiple carriers is
essential with California Worker's Comp since the
benefits are fairly streamlined. As we mentioned
before, there is no cost to use our service and our rate
guarantee for any particular carrier stands strong in
the industry.
After
the Workers Comp Quote, Service Starts
Worker's Comp in California is not just about quoting
however and this is where we excel. Once you have
the policy in effect, we are your agent, a third party,
who can help you with membership issues, renewals, and
most importantly...re-evaluating the market to make sure
you continue to have the best rate. Things change
both within your company and within the California
Worker's Comp marketplace. Let us marry the two to
make sure you're still getting the lowest available rate
for solid coverage. We want to be your partner in
California Worker's Comp and take that headache off your
to-do list. After all, you have a business to run.
Ours is your benefits and budgetary sound health.
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